AEPS Cash Withdrawal Services – Instant & Secure Banking at Your Fingertips
Travelink offers reliable AEPS cash withdrawal services for retailers, travel agents, shop owners and digital entrepreneurs who want to provide basic banking services to customers.
With Aadhaar-based biometric authentication, customers can access supported banking services without using an ATM card or PIN. Turn your shop into a Mini Digital Bank and earn commission on successful eligible transactions.
With Travelink AEPS, you can turn your shop into a Mini Digital Bank and provide convenient banking services to customers across India. Quick onboarding, technical support and simple transaction processing make it easier to add AEPS to your existing services.
What Is AEPS Cash Withdrawal?
AEPS stands for Aadhaar Enabled Payment System. It is a bank-led payment model developed by the National Payments Corporation of India (NPCI). It allows customers with Aadhaar-linked bank accounts to access supported banking services through an authorised AEPS touchpoint using Aadhaar-based authentication.
For an AEPS transaction, customers generally provide:
Aadhaar Number
Customer identificationBank Name
Aadhaar-linked bankBiometric
AuthenticationDepending on the participating bank and service availability, AEPS can support cash withdrawal, balance enquiry, mini statement and Aadhaar-to-Aadhaar fund transfer.
Travelink AEPS Services
Travelink provides a range of AEPS services that can help retailers and agents meet the everyday banking needs of their customers.
Instant AEPS Cash Withdrawal
Customers can withdraw cash from their Aadhaar-enabled bank account after successful authentication and a positive transaction response.
Balance Enquiry
Customers can check the available balance in their Aadhaar-linked bank account through the AEPS service.
Mini Statement
The AEPS service can provide a mini statement showing recent account transactions, subject to the participating bank and service availability.
Aadhaar to Aadhaar Fund Transfer
AEPS also supports Aadhaar-to-Aadhaar fund transfer for eligible accounts and participating services.
Secure Biometric Authentication
AEPS transactions use Aadhaar-based authentication through a compatible biometric device. This provides a convenient way to access supported banking services without an ATM card.
Real-Time Transaction Processing
Transactions are processed through the AEPS banking network, with the transaction response provided after the participating systems complete the required authentication and processing.
24×7 Service Availability
Travelink provides AEPS services with the aim of giving agents access to digital banking services beyond regular branch hours. Actual transaction availability can depend on banking, network and service conditions.
Fast Wallet & Bank Settlement
Travelink supports wallet and bank settlement processes for its agents, helping them manage their transaction business efficiently.
Banks Supported by Travelink AEPS
Travelink AEPS supports major Aadhaar-seeded Indian banks, subject to participating banking network and service availability.The availability of a particular AEPS service depends on the customer's bank account, Aadhaar seeding and participating banking network.
SBI
PNB
HDFC Bank
ICICI Bank
Axis Bank
Bank of Baroda
Union Bank
Canara Bank
Indian Bank
IDBI Bank
Central Bank
And Many More
Benefits of Travelink AEPS Cash Withdrawal Service
Adding an AEPS cash withdrawal service to your shop or existing digital service business can help you offer useful banking facilities to customers in your local area.
Supported AEPS transactions do not require an ATM card.
Use biometric authentication instead of an ATM PIN.
Authenticate supported banking transactions through compatible devices.
Provide convenient banking services through a straightforward process.
Individual AEPS transactions generally do not require separate paper forms.
Bring essential banking access closer to customers in different locations.
Earn commission on successful eligible transactions.
Add another digital service to your existing retail or agency business.
Get transaction responses after the required banking authentication and processing.
Manage eligible transaction settlements through available facilities.
AEPS operates under the applicable banking and NPCI framework.
Complement your existing recharge, travel and bill payment services.
AEPS can be particularly useful for businesses that already serve customers with travel booking, recharge, bill payment or other digital services.
Who Can Become a Travelink AEPS Agent?
Travelink AEPS is suitable for businesses and individuals who want to add digital banking services to their existing operations.
You can consider AEPS agent registration if you operate a:
Travel Agencies & Tour Operators
IRCTC Agent Businesses
Mobile Recharge & DTH Shops
Kirana & General Stores
Medical Stores
CSC / VLE Centres
Cyber Cafes
Digital Service Centres
By adding AEPS, you can offer customers another useful service while creating an additional source of transaction-based income.
AEPS Agent Registration with Travelink
Travelink makes the AEPS agent registration process simple for eligible businesses. Once your registration and onboarding requirements are completed, you can start offering supported AEPS services to your customers. As an aeps service provider, Travelink supports agents with onboarding, service access and technical assistance. The exact onboarding process and requirements may depend on the applicable service and verification requirements.
Documents Required for Travelink AEPS Registration
The following documents and information are generally required during AEPS registration:
Additional information or verification may be required during onboarding, depending on applicable service requirements.
AEPS Retailer Registration for Your Business
If you run a shop, travel agency, recharge outlet or digital service centre, AEPS retailer registration can help you add Aadhaar-enabled banking services to your business.
A retailer can use the Travelink AEPS platform to offer supported services such as cash withdrawal, balance enquiry and mini statement. This can help bring more digital service options under one business setup.
One Business, Multiple Services
Offer more everyday digital services from your existing business location.
Earnings & Commission with Travelink AEPS
Travelink offers commission on successful eligible AEPS transactions. Your potential earnings can depend on several business factors.
Daily Transactions
Number of successful transactions handled by your business.
Customer Footfall
Number of customers visiting your outlet for banking services.
Withdrawal Volume
Eligible withdrawal transactions and their applicable commission slabs.
Services Used
Different AEPS banking services offered to customers.
AEPS can become an additional earning opportunity for retailers and digital service businesses because customers may regularly need basic banking services.
Travelink's AEPS service can also complement other digital services such as mobile recharge, DTH recharge and bill payment. This allows eligible retailers to offer several everyday services from one location.
How Travelink AEPS Works
Follow these steps to complete a supported AEPS transaction.
Customer Provides Details
The customer provides their Aadhaar number and selects the bank where their Aadhaar-linked account is held.
Select Banking Service
The agent selects the required service, such as cash withdrawal, balance enquiry or mini statement.
Biometric Authentication
The customer's fingerprint is captured through a compatible biometric device for authentication.
Transaction Processing
The transaction request is processed through the applicable AEPS banking network.
Cash Withdrawal
For a successful cash withdrawal, the agent provides the approved withdrawal amount to the customer.
Transaction Receipt
A transaction receipt or confirmation is provided according to the available system and service process.
Safe and Secure AEPS Transactions
Travelink AEPS services are designed to operate within applicable banking and NPCI requirements and use biometric authentication for supported transactions. The AEPS framework uses authentication and transaction-processing procedures to help protect banking transactions.
Travelink focuses on:
Customers should verify transaction details before completing a transaction and keep the receipt or transaction reference for future reference.
Why Add AEPS to Your Existing Business?
AEPS can be a useful addition for businesses that already provide travel booking, mobile recharge, DTH recharge and bill payment services.
Expand Your Digital Service Business with Travelink
With Travelink, you can bring multiple digital services together and serve customers from one location. Your existing customer base can access more everyday services while your business gets another opportunity to earn from successful transactions.
Travel Booking
Mobile Recharge
DTH Recharge
Bill Payment
AEPS Banking
IRCTC Services
Travel agencies, IRCTC agents, recharge shops, kirana stores, CSC/VLE operators and digital entrepreneurs can consider AEPS as an additional service for their customers.
Start Your AEPS Banking Business with Travelink Today!
Add an AEPS cash withdrawal service to your business and provide customers with convenient access to supported Aadhaar-enabled banking services.
Travelink supports eligible agents with quick onboarding, training, technical assistance and transaction support. If you are looking for an aeps service provider for your retail or digital service business, Travelink can help you get started with the required AEPS services.
Contact Travelink today for AEPS Agent Registration and AEPS Retailer Registration and take the next step towards adding digital banking services to your business.
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